• ACCUSED USED THE IDs OF THE PERSONS WHO LIVED IN VICINITY AND ALSO USED THE IDs OF SOME POOR PERSONS TO OPEN THE BANK ACCOUNTS. • ACCUSED LURED THE POOR PERSONS TO GET THEIR IDs AND PHOTOS AND EDITED THE SAME TO GET THE ORIGINAL PAN CARDS FOR OPENING THE BANK ACCOUNTS.• 75 DEBIT/CREDIT CARDS, 80 BANK PASSBOOK OF HDFC BANK LTD, 48 CHEQUE BOOK OF VARIOUS BANKS, 15 AADHAR CARDS USED IN OPENING OF FAKE ACCOUNTS, 04 PAN CARD, 02 POS MACHINES RECOVERED• ONE VEHICLE (MG HECTOR) COST Rs. 22 LAKHS RECOVERED THAT WAS FINANCED FROM HDFC BANK USING FAKE BANK ACCOUNTS AND FAKE IDs.
(MOREPIC1) Face2News/New Delhi
With the arrest of one accused Mohd. Anis Saifi S/o Abdul Mazid R/o Gautampuri, Seelampur, North East Delhi, Delhi, Age-38 years. The team of Central Range, Crime Branch succeeded in unearthing a racket of cheats who are cheating Banks by opening bank accounts on fake IDs. In this regard, a case was registered vide Case FIR No. 156/22 Dated 28.07.2022 U/s 419/420/466/467/468/471/34/120B IPC PS Crime Branch, Delhi.
Briefly stated the facts of the case are that Mr. Jatin Bansal, Credit Intelligence & Control, HDFC Bank Ltd. has filed a complaint on the behalf of HDFC Bank, wherein he alleged that some account holders are committing misappropriation, cheating and forgery using the same Photographs and different identities. Complainant stated that in due course of business, they observed that 32 customers have opened saving accounts with HDFC Bank and all these accounts have been opened at periodic intervals between 2018-2020 at HDFC Bank branches situated in Daryaganj and East Delhi.
Mr. Rohit Meena, IPS, DCP, said, it was noted by complainant bank that 23 out of 32 accounts were opened at Daryaganj Branch. It was also observed by bank that 15 photos were used in opening of 32 saving Bank accounts with different names and addresses.(SUBHEAD)
Bank provided multiple credit facilities/Products i.e., Credit card, DCEMI, PL2CC/ Jumbo Loan, Two-wheeler loan, personal Loan, and business loan to these 32 account holders. The overall exposure for all the products extended to above said accounted holders amounts to Rs. 85,23,000/- and all account holders were not traceable by the complainant. On this complaint, the above said case FIR got registered on dated 28.07.22.
A team under Insp. Sanjay Kumar, SI Sumit Kumar, SI Subhash Chand, ASI Arun Pal, HC Raushan, HC Gautam, HC Mukesh Kumar, HC Vijay, HC Sandeep, Ct Parveen was constituted under the supervision of Sh. Rakesh Kumar Sharma, ACP/Crime, Central Range. Based on technical surveillance and local intelligence, the team zeroed in on the mastermind of crime & nabbed the accused Md. Anish Saifi from his residence on 02.08.2022.
RECOVERY: 75 DEBIT/CREDIT CARD ISSUED FROM VARIOUS BANKS ISSUED TO DIFFERENT ACCOUNT HOLDERS, 80 BANK PASSBOOK OF HDFC BANK LTD ISSUED TO DIFFERENT ACCOUNT HOLDERS., 48 CHEQUE BOOK OF VARIOUS BANKS, 15 AADHAR CARDS USED IN OPENING OF FAKE ACCOUNTS, 04 PAN CARD ISSUED TO DIFFERENT PERSONS, 02 POS MACHINES, ONE VEHICLE (MG HECTOR) THAT WAS FINANCED FROM HDFC BANK USING FAKE BANK ACCOUNT (COST Rs. 22 LAKHS), TV and AC.
KNOW THE ACCUSED: Accused Mohd. Anis Saifi S/o Abdul Mazid R/o Gautampuri, Seelampur, North East Delhi, Delhi, Age-38 belongs to a middle-class family and studied up to 9th standard. He hails from Delhi. He wanted to make quick money, so he thought of a plan of opening of bank accounts with the different bank using different edited ID proof.
After opening of account, he would get issued credit card, get the vehicle financed and utilized other loan facilities of bank. Initially, accused made the good relationship with banks and maintained proper balance, so that CBIL score remained good. Thereafter gaining good credit limit he defaulted on payments. With this practice he opened the multiple accounts with the intention to misappropriate, embezzle the funds of bank. Further investigation of the case is underway.
